There are a number of consumer counseling services available to help people who find themselves overwhelmed by debt or credit card problems. For a complete listing, check under the Credit and Debt Counseling Services listings in the yellow pages.
 

• National Foundation for Consumer Credit- Call 1-800-388-2227 or visit their website at www.nfcc.org.
• Debt Counselors of America- Call 1-800-680-3328 or visit their website at www.getoutofdebt.org.
• Consolidated Credit Counseling Services- Call 1-800-728-3632 or visit their website at www.debtfree.org.

• Credit History- Creating and maintaining good credit.
• Credit Report- Request a free copy of your credit report.
• Reducing Debt- Advice on reducing credit card debt.